INFORMATION FOR CONSUMERS

If we can assist you in any way to understand our program, or if you would like us to come and talk more about our program, we would be more than happy to do so. Please contact Rose Perez by email or phone.

Looking to buy your first home?

The GAHP builds quality affordable homes in the heart of the city. We offer home-ownership counseling, education, and financial assistance to families wanting to buy a new GAHP home.
  

Counseling

• How to establish and maintain good credit

• How to put together a realistic household budget

• How to start a savings plan to have money for emergencies, pay down debts, and save for a home down payment

Education

• The advantages and disadvantages of owning a home

• What is required to qualify for a home loan

• How much of a home loan your family can afford

• How to get approved for a home loan and close on your home

• How to maintain your new home

Financial Help

• Closing cost assistance based on income

• 1% to 3% down payment

• Below-market interest rates on your home loan